:root{--azul-oscuro:#14335e;--azul:#1e4a8c;--azul-claro:#3b6fb0;--azul-pastel:#eef3fa;--gris:#5a6673;--gris-claro:#f5f7fa;--blanco:#fff;--borde:#dfe6ee;--radio:10px;--sombra:0 4px 18px #14335e14}*{box-sizing:border-box}html{scroll-behavior:smooth}body{color:#24303d;background:var(--blanco);margin:0;font-family:Segoe UI,system-ui,-apple-system,sans-serif;line-height:1.6}a{color:inherit;text-decoration:none}img{max-width:100%;display:block}.contenedor{max-width:1140px;margin:0 auto;padding:0 24px}.encabezado{z-index:100;background:var(--blanco);border-bottom:1px solid var(--borde);position:sticky;top:0}.barra-nav{justify-content:space-between;align-items:center;max-width:1140px;margin:0 auto;padding:14px 24px;display:flex}.marca{color:var(--azul-oscuro);align-items:center;gap:12px;font-size:1.05rem;font-weight:700;display:flex}.marca 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8px;font-size:2rem}.franja-titulo p{color:var(--gris);max-width:620px;margin:0 auto}.rejilla{counter-reset:tarjeta;grid-template-columns:repeat(3,1fr);gap:22px;display:grid}@media (width<=860px){.rejilla{grid-template-columns:repeat(2,1fr)}}@media (width<=560px){.rejilla{grid-template-columns:1fr}}.tarjeta{background:var(--blanco);border:1px solid var(--borde);border-radius:var(--radio);box-shadow:var(--sombra);counter-increment:tarjeta;padding:28px 22px 24px;transition:transform .2s,box-shadow .2s;position:relative;overflow:hidden}.tarjeta:before{content:"";background:var(--azul);transform-origin:0;height:3px;transition:transform .25s;position:absolute;top:0;left:0;right:0;transform:scaleX(0)}.tarjeta:after{content:counter(tarjeta, decimal-leading-zero);letter-spacing:.05em;color:var(--borde);font-size:.72rem;font-weight:700;position:absolute;top:16px;right:18px}.tarjeta:hover{transform:translateY(-5px);box-shadow:0 14px 30px #14335e29}.tarjeta:hover:before{transform:scaleX(1)}.tarjeta .icono{background:var(--azul-pastel);width:52px;height:52px;color:var(--azul);border-radius:12px;justify-content:center;align-items:center;margin-bottom:16px;font-size:1.5rem;transition:background .22s,color .22s,transform .22s;display:flex}.tarjeta:hover .icono{background:var(--azul);color:#fff;transform:scale(1.06)}.tarjeta h3{color:var(--azul-oscuro);margin:0 0 8px;font-size:1.08rem}.tarjeta p{color:var(--gris);margin:0;font-size:.93rem}.bloque-texto{max-width:780px;margin:0 auto}.bloque-texto p{color:#3a4552;margin-bottom:18px}.stats{text-align:center;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));gap:20px;margin:44px 0;display:grid}.stats .num{color:var(--azul);font-size:2.1rem;font-weight:800}.stats .label{color:var(--gris);font-size:.88rem}.contacto-grid{grid-template-columns:1fr 1fr;gap:40px;display:grid}@media (width<=800px){.contacto-grid{grid-template-columns:1fr}}.info-contacto .item{gap:14px;margin-bottom:22px;display:flex}.info-contacto .icono-chico{background:var(--azul-pastel);width:42px;height:42px;color:var(--azul);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;display:flex}.info-contacto h4{color:var(--azul-oscuro);margin:0 0 4px;font-size:.98rem}.info-contacto p{color:var(--gris);margin:0;font-size:.92rem}.formulario{background:var(--gris-claro);border-radius:var(--radio);border:1px solid var(--borde);padding:30px}.campo{margin-bottom:16px}.campo label{color:var(--azul-oscuro);margin-bottom:6px;font-size:.88rem;font-weight:600;display:block}.campo input,.campo textarea{border:1px solid var(--borde);background:#fff;border-radius:8px;width:100%;padding:11px 13px;font-family:inherit;font-size:.94rem}.campo input:focus,.campo textarea:focus{border-color:var(--azul-claro);outline:none}.mapa{border-radius:var(--radio);border:1px solid var(--borde);margin-top:30px;overflow:hidden}.mapa iframe{border:0;width:100%;height:320px;display:block}.pie{background:var(--azul-oscuro);color:#ffffffd9;padding:44px 24px 24px}.pie-grid{grid-template-columns:1.4fr 1fr 1fr;gap:30px;max-width:1140px;margin:0 auto 30px;display:grid}@media (width<=760px){.pie-grid{grid-template-columns:1fr}.menu{display:none}.menu-toggle{display:block}.contacto-grid{gap:24px}}.pie h4{color:#fff;margin:0 0 14px;font-size:.95rem}.pie p,.pie a{color:#ffffffbf;font-size:.88rem}.pie a:hover{color:#fff}.pie ul{margin:0;padding:0;list-style:none}.pie li{margin-bottom:8px}.pie-redes{gap:10px;margin-top:12px;display:flex}.pie-redes a{background:#ffffff1a;border-radius:50%;justify-content:center;align-items:center;width:36px;height:36px;font-weight:700;display:flex}.pie-redes a:hover{background:var(--azul-claro)}.pie-copy{text-align:center;color:#ffffff8c;border-top:1px solid #ffffff26;padding-top:18px;font-size:.8rem}.wa-flotante{color:#fff;z-index:200;background:#25d366;border-radius:50%;justify-content:center;align-items:center;width:58px;height:58px;font-size:1.7rem;display:flex;position:fixed;bottom:24px;right:24px;box-shadow:0 6px 18px #00000040}.marca-logo{object-fit:contain;width:46px;height:46px}.tarjeta .icono svg{stroke:currentColor;width:26px;height:26px}.pie-marca-logo{object-fit:contain;width:40px;height:40px;margin-bottom:10px}.hero-foto{text-align:center;color:#fff;background-image:linear-gradient(135deg,#0a1c38e0,#1e4a8cb8),url(https://images.unsplash.com/photo-1769740333462-9a63bfa914bc?fm=jpg&q=75&w=1800&auto=format&fit=crop);background-position:50%;background-size:cover;padding:110px 24px;position:relative}.franja-foto{text-align:center;color:#fff;background-position:50%;background-size:cover;justify-content:center;align-items:center;min-height:300px;padding:60px 24px;display:flex;position:relative}.franja-foto .franja-contenido{z-index:1;max-width:640px;position:relative}.franja-foto h1{color:#fff;text-shadow:0 2px 12px #00000040;margin:0 0 12px;font-size:2.1rem}.franja-foto p{color:#fffffff0;margin:0 auto}.franja-nosotros{background-image:linear-gradient(135deg,#0a1c38d9,#1e4a8cb3),url(https://images.unsplash.com/photo-1758518731706-be5d5230e5a5?fm=jpg&q=75&w=1800&auto=format&fit=crop)}.franja-personas{background-image:linear-gradient(135deg,#0a1c38d1,#1e4a8cad),url(https://images.unsplash.com/photo-1709216461598-018ae6307dc0?fm=jpg&q=75&w=1800&auto=format&fit=crop)}.franja-empresas{background-image:linear-gradient(135deg,#0a1c38d9,#1e4a8cb8),url(https://images.unsplash.com/photo-1755650499079-1b0aab94f72e?fm=jpg&q=75&w=1800&auto=format&fit=crop)}.franja-fianzas{background-image:linear-gradient(135deg,#0a1c38d9,#1e4a8cb8),url(https://images.unsplash.com/photo-1759310610325-2c7cb621e5e3?fm=jpg&q=75&w=1800&auto=format&fit=crop)}.nosotros-grid{grid-template-columns:1fr 1fr;align-items:center;gap:48px;max-width:1100px;margin:0 auto;display:grid}.nosotros-grid img{border-radius:var(--radio);box-shadow:var(--sombra);object-fit:cover;width:100%;height:420px}@media (width<=800px){.nosotros-grid{grid-template-columns:1fr}.nosotros-grid img{order:-1;height:260px}}